Terms of Use

Welcome to Somerset Asset Management ("we," "our," or "us").

We are pleased to provide you with access to our website and services. By accessing or using our website, you agree to comply with and be bound by the following Terms of Use and our Privacy Policy.

  • 1. Use of the Website

    • 1.1 Acceptance of Terms

      By using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please refrain from using our website.

    • 1.2 Website Content

      Our website provides product and service information, including application forms and related terms and conditions. This information is intended for general informational purposes only, as while we strive for accuracy, we do not guarantee that the content is free from errors, and we are not liable for any reliance placed on it.

    • 1.3 Intellectual Property Rights

      All content on this website—including text, graphics, logos, images, and software—is the property of Somerset Asset Management and is protected by international copyright and trademark laws. You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the website without our express written permission.

  • 2. User Obligations

    • 2.1 Permitted Use

      You may access and use the website for personal, non-commercial purposes. This includes:

      • Viewing and downloading content for personal use.
      • Applying for our products or services.
      • Contacting us with inquiries.

    • 2.2 Prohibited Actions

      You agree not to:

      • Copy, distribute, or disclose any part of the website in any medium.
      • Attempt to interfere with the security or integrity of the website or our systems.
      • Introduce viruses, malware, or any other harmful code.
      • Access the website using any automated system (e.g., robots, spiders).
      • Create unauthorized hyperlinks to the website.
      • Use the website for any unlawful, fraudulent, or malicious purposes.

    • 2.3 Hyperlinks

      Our website may contain links to third-party websites for your convenience. We do not endorse or assume responsibility for any linked sites' content, products, or services. Accessing third-party links is at your own risk, and you should review the terms and privacy policies of any site you visit.

  • 3. Privacy and Data Protection

    • 3.1 Personal Information

      We are committed to protecting your privacy. Our Privacy Policy governs any personal information you provide through the website. By using this website, you consent to collecting and using your information as described in the Privacy Policy.

  • 4. Disclaimers and Limitation of Liability

    • 4.1 Disclaimer of Warranties

      The website is provided "as is" and "as available." We make no express or implied warranties about the website's operation or the information, content, or materials included.

    • 4.2 Limitation of Liability

      To the fullest extent permitted by law, Somerset Asset Management shall not be liable for any damages arising from your use of the website, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

  • 5. Indemnification

    You agree to indemnify and hold harmless Somerset Asset Management and its affiliates, officers, agents, and employees from any claim or demand arising out of your use of the website, violation of these Terms of Use, or infringement of any intellectual property or other right of any person or entity.

  • 6. Termination

    We reserve the right to terminate or suspend your access to the website without prior notice or liability for any reason whatsoever, including but not limited to a breach of these Terms of Use.

  • 7. Changes to Terms of Use

    We may update or modify these Terms of Use at any time. Any changes will be effective immediately upon posting the revised terms on the website. Your continued use of the website after such changes constitutes your acceptance of the new Terms of Use.

  • 9. Contact Information

    If you have any questions or concerns about these Terms of Use or our website, please contact us at info@somersetassetmanagement.com.